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劳动与健康经济学workshop: Public Perception and Digital Payment Choices: Evidence from China
发布日期：2023-10-12 12:00 来源：
劳动与健康经济学workshop: Public Perception and Digital Payment Choices: Evidence from China
时间：2023年10月12日（周四）10:00-11:30
地点：北京大学国家发展研究院承泽园院区 249教室
主持人：雷晓燕、易君健
参与老师：赵耀辉、李玲、刘国恩、张丹丹、黄炜
主讲人：王龙 复旦大学经济学院
摘要：We present new evidence on the causal impacts of public perception on digital payment choices. To address potential endogenous concerns, we utilize an unanticipated and significant event as a quasi-natural experiment: Jack Ma's public criticism of China's financial system on October 24, 2020, which led to the cancellation of the Ant Group IPO and substantial fines due to antitrust violations. Using a proprietary dataset containing more than 32 million transactions provided by a major smart parking service platform in China, we find a notable decline in the likelihood of users choosing Alipay, ranging from 7.5 to 12.9 percentage points, after Jack Ma's criticism, given that objective factors such as payment amount, parking duration, discounts, and grace periods remain constant. This event resulted in Alipay losing 10.1 percentage points of market share, which was diverted to alternative competing payment methods such as WeChat Pay, bank cards, and cash. Additionally, we explore two potential mechanisms through which public perception affects payment choices: consumer loyalty erosion and perceived political risks.
主讲人介绍：王龙(Long Wang)，复旦大学经济学院助理教授，新加坡国立大学房地产金融博士（2018）。加入复旦大学经济学院前，曾于2018.06-2022.06在上海科技大学创业与管理学院担任助理教授。研究领域为城市经济学、房地产金融学、应用微观经济学等。论文发表于一流国际期刊Review of Economics and Statistics, Journal of Public Economics, Journal of Urban Economics, Journal of Economic Behavior and Organization, Real Estate Economics等。目前担任Regional Science and Urban Economics副主编。主持一项国家自然科学基金青年项目。
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劳动与健康经济学workshop: Public Perception and Digital Payment Choices: Evidence from China
发布日期：2023-10-12 12:00 来源：
劳动与健康经济学workshop: Public Perception and Digital Payment Choices: Evidence from China
时间：2023年10月12日（周四）10:00-11:30
地点：北京大学国家发展研究院承泽园院区 249教室
主持人：雷晓燕、易君健
参与老师：赵耀辉、李玲、刘国恩、张丹丹、黄炜
主讲人：王龙 复旦大学经济学院
摘要：We present new evidence on the causal impacts of public perception on digital payment choices. To address potential endogenous concerns, we utilize an unanticipated and significant event as a quasi-natural experiment: Jack Ma's public criticism of China's financial system on October 24, 2020, which led to the cancellation of the Ant Group IPO and substantial fines due to antitrust violations. Using a proprietary dataset containing more than 32 million transactions provided by a major smart parking service platform in China, we find a notable decline in the likelihood of users choosing Alipay, ranging from 7.5 to 12.9 percentage points, after Jack Ma's criticism, given that objective factors such as payment amount, parking duration, discounts, and grace periods remain constant. This event resulted in Alipay losing 10.1 percentage points of market share, which was diverted to alternative competing payment methods such as WeChat Pay, bank cards, and cash. Additionally, we explore two potential mechanisms through which public perception affects payment choices: consumer loyalty erosion and perceived political risks.
主讲人介绍：王龙(Long Wang)，复旦大学经济学院助理教授，新加坡国立大学房地产金融博士（2018）。加入复旦大学经济学院前，曾于2018.06-2022.06在上海科技大学创业与管理学院担任助理教授。研究领域为城市经济学、房地产金融学、应用微观经济学等。论文发表于一流国际期刊Review of Economics and Statistics, Journal of Public Economics, Journal of Urban Economics, Journal of Economic Behavior and Organization, Real Estate Economics等。目前担任Regional Science and Urban Economics副主编。主持一项国家自然科学基金青年项目。
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