	(1)	(2)	(3)	(4)
VARIABLES	Rate_SI	Rate_SI	Rate_SI	Rate_SI
				
D_SISettle	0.008***	0.008***	0.008***	0.008***
	(0.001)	(0.001)	(0.001)	(0.001)
ROA	0.021***	0.008*	0.014***	0.014***
	(0.004)	(0.004)	(0.005)	(0.005)
Prorat		0.011***	0.011***	0.011***
		(0.002)	(0.002)	(0.002)
lnutilities			0.003***	0.003***
			(0.000)	(0.000)
StaPayRate_Tolal				-0.087
				(0.062)
Constant	0.506***	0.500***	0.290**	0.322***
	(0.102)	(0.102)	(0.114)	(0.116)
				
Observations	275,508	274,777	208,758	208,758
R-squared	0.681	0.682	0.699	0.699
Controls	Yes	Yes	Yes	Yes
FE	Yes	Yes	Yes	Yes
N_full	390599	389656	309054	309054
Robust standard errors in parentheses				
*** p<0.01, ** p<0.05, * p<0.1				
